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Our experienced, dedicated representatives listen to your goals and then clearly explain all of the options available to help make those goals a reality. It’s all part of something we call the We Buy Notes™ Promise.
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Ways to Turn Future Payments Into Cash Sooner
Full Sale of a Seller-Financed Mortgage Note
If you sold a property and carried the financing, you can sell the entire remaining balance and step out of the role of lender. Payments are redirected to the new holder, and you no longer track late payments, insurance or property taxes on a home you no longer own. This option suits sellers who want a clean break. Details are on our page about how we buy real estate notes.
Partial Purchase: Sell a Block of Payments, Keep the Rest
A partial purchase buys a set number of upcoming payments for a lump sum. After those payments are collected, the note returns to you with the remaining payments intact. It works well when you need cash for one specific purpose but still want long-term income from the note.
Business and Commercial Notes
Paper created from the sale of a business, commercial building or land is priced with closer attention to the payer's financial position and the income behind the property. These files take a little more review, but they are still a practical route to cash. Read more about business notes and how to sell them.
Notes Secured by More Than One Property
When a single debt is backed by several properties, the whole structure needs to be read before anyone can price it, including which liens sit where and how releases work. That complexity does not rule out a sale. Our explanation of cross collateralization covers the basics.
Lottery Winnings and Structured Settlement Payments
Annual lottery installments and court-ordered settlement payments can also be converted into a lump sum, either in full or in part. These transfers have their own approval steps, and anyone considering one should speak with their own attorney and tax professional first. Start with our pages on structured settlement payments and lottery awards.
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Sell your note today by call or fill out our confidential Fast Quote application. It’s simple, costs nothing and you’re under no obligation. Get in touch with America’s most trusted note buyer for selling real estate backed paper. The Notebuyer recommended more than any other.
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